The Combined Defence Services (CDS) examination, conducted by the Union Public Service Commission (UPSC), is a gateway for aspiring candidates to join the prestigious Indian Armed Forces. As we look ahead to 2025, it’s crucial for candidates to understand the salary structure, benefits, and career progression opportunities that come with this esteemed position.
In this article, we’ll explore the detailed salary structure for CDS officers in 2025, including rank-wise pay scales, allowances, and other benefits. We’ll also look at the factors that influence salary growth and the long-term career prospects for CDS officers. Whether you’re a prospective candidate or simply interested in understanding the remuneration in the armed forces, this guide will provide you with valuable insights into the UPSC CDS salary for 2025.
Contents
UPSC CDS Salary 2025

Recruiter | Union Public Service Commission |
Post Name | Combined Defence Service (CDS) |
Basic Salary | Rs 56100 |
Pay Scale | Level-10 in pay matrix |
Allowances | Admissible as per rules |
Official website | upsc.gov.in |
CDS Salary Structure 2025
The CDS salary structure for 2025 is based on the recommendations of the 7th Pay Commission. It includes various components such as basic pay, grade pay, and allowances. The salary increases with promotions and years of service.
Rank-wise Salary Structure
Rank | Pay Level | Monthly Salary Range |
---|---|---|
Lieutenant | Level 10 | ₹56,100 – ₹1,77,500 |
Captain | Level 10B | ₹61,300 – ₹1,93,900 |
Major | Level 11 | ₹69,400 – ₹2,07,200 |
Lieutenant Colonel | Level 12A | ₹1,21,200 – ₹2,12,400 |
Colonel | Level 13 | ₹1,30,600 – ₹2,15,900 |
Brigadier | Level 13A | ₹1,39,600 – ₹2,17,600 |
Major General | Level 14 | ₹1,44,200 – ₹2,18,200 |
Lieutenant General | Level 15 | ₹1,82,200 – ₹2,24,100 |
HAG+ Scale | Level 16 | ₹2,05,400 – ₹2,24,400 |
VCOAS/Army CDR | Level 17 | ₹2,25,000 (fixed) |
COAS | Level 18 | ₹2,50,000 (fixed) |
Salary During Training Period
During the training period at various academies such as the Indian Military Academy (IMA), Indian Naval Academy (INA), Air Force Academy (AFA), or Officers Training Academy (OTA), candidates receive a fixed stipend:
- Monthly Stipend: ₹56,100
Allowances and Benefits
- Dearness Allowance (DA): Calculated as a percentage of basic pay, similar to civilian government employees
- Military Service Pay (MSP): ₹15,500 per month for officers up to Brigadier rank
- Flying Allowance: ₹25,000 per month for pilots in Level 10 and above
- Field Area Allowance:
- Highly Active Field Area: ₹16,900 per month
- Field Area: ₹10,500 per month
- Modified Field Area: ₹6,300 per month
- High Altitude Allowance:
- Category I: ₹3,400 per month
- Category II: ₹5,300 per month
- Category III: ₹25,000 per month
- Siachen Allowance: ₹42,500 per month
- Uniform Allowance: ₹20,000 per month
- Kit Maintenance Allowance: ₹20,000 annually
- Children Education Allowance: ₹2,250 per month per child (for two eldest surviving children)
- Transport Allowance:
- For higher TPTA cities: ₹7,200 per month + DA
- For other places: ₹3,600 per month + DA
Additional Perks and Benefits
- Free Medical Care: For self and dependents in military hospitals
- Subsidized Accommodation: Officers’ mess and family accommodation at nominal rates
- Canteen Facilities: Access to subsidized goods through CSD canteens
- Leave Travel Concession (LTC): As per government rules
- Professional Development: Opportunities for higher studies and specialized training
- Insurance Coverage: Group insurance schemes
- Recreational Facilities: Access to officers’ clubs, sports facilities, and vacation spots
CDS Career Progression and Salary Growth
- Time-bound Promotions: Officers are eligible for promotions based on years of service and performance
- Specialized Roles: Opportunities to take on specialized roles with additional allowances
- Command Positions: Higher ranks come with command responsibilities and increased pay
- Staff Appointments: Opportunities for staff appointments at various levels of the armed forces
CDS Retirement Benefits
- Pension: Based on the last drawn salary and years of service
- Gratuity: Lump-sum amount paid at the time of retirement
- Commutation of Pension: Option to receive a portion of the pension as a lump sum
- Ex-Servicemen Contributory Health Scheme (ECHS): Lifetime medical coverage after retirement
- Resettlement Opportunities: Assistance in post-retirement employment and skill development
Factors Affecting CDS Salary
- Rank and Position: Higher ranks command higher salaries
- Years of Service: Salary increments are tied to years of service
- Special Qualifications: Additional qualifications can lead to special allowances
- Posting Location: Allowances vary based on the location of posting
- Nature of Duty: Certain duties attract additional allowances
Conclusion
The UPSC CDS Salary 2025 offers a competitive and comprehensive package that recognizes the dedication and sacrifices of armed forces officers. From a starting salary of ₹56,100 during training to the potential of earning up to ₹2,50,000 at the highest ranks, the CDS career path provides financial stability and growth opportunities.
The salary structure, combined with various allowances and benefits, makes the CDS an attractive career option for young, ambitious individuals looking to serve their country. The additional perks such as free medical care, subsidized accommodation, and lifelong pension further enhance the overall value of choosing a career in the armed forces through CDS.
As you consider this career path, remember that beyond the financial aspects, a career in the armed forces offers unparalleled opportunities for personal growth, leadership development, and the pride of serving the nation. The CDS salary structure for 2025 reflects the government’s commitment to ensuring that those who choose to defend the country are well-compensated and cared for throughout their service and beyond.